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M. BURR KEIM AGENCY · Fidelity Bonds · Reviewed November 2026

Janitorial Services Bond

A janitorial services bond is a fidelity bond that protects a client from loss caused by dishonest acts of a cleaning or janitorial contractor’s employees while working at the client’s premises. Building owners, property managers, and public agencies often require it in service contracts.

Apply for This Bond Online How to Apply Questions

At a glance

Product
Janitorial Services Bond
Category
Fidelity Bonds
Required amount
The required limit is usually set by the client contract or the public agency soliciting bids. Limits commonly range from $10,000 to $200,000, depending on the size of the contract and the client’s exposure. Confirm the contractual requirement before applying.
Online issue
Instant issue with conditional questions up to $200,000. Higher limits or more complex risks may require underwriting review. Apply online for the current premium and to confirm the available limit.
Term
Coverage is usually written for a one-year term and renewed annually, and it should align with the service contract term. Some clients require the bond to remain in force for the full contract period. Confirm the contract requirement before binding coverage.

Who needs a janitorial Services Bond?

  • Janitorial and commercial cleaning companies required to provide a fidelity bond to a building owner or property manager.
  • Cleaning contractors bidding on municipal, school, or government contracts that require employee dishonesty coverage.
  • Service companies whose contract requires a bond to protect the client’s property and funds.

Why is a janitorial Services Bond required?

Janitorial staff often work after hours and have access to client premises, keys, equipment, and sometimes cash. A janitorial services bond protects the client from loss caused by employee theft or dishonesty, and it gives the cleaning contractor a way to satisfy contractual bonding requirements.

The bond is a fidelity product, not a license bond or a substitute for general liability insurance. It does not cover injury to workers or damage to the client’s property in every situation.

How much bond do I need?

The required limit is usually set by the client contract or the public agency soliciting bids. Limits commonly range from $10,000 to $200,000, depending on the size of the contract and the client’s exposure. Confirm the contractual requirement before applying.

Instant issue with conditional questions up to $200,000. Higher limits or more complex risks may require underwriting review. Apply online for the current premium and to confirm the available limit.

Bond amount is not the premium. The required amount is the maximum the surety could pay under the bond. The premium you pay is a separate charge based on the bond amount, the risk, the term, and your credit. The online application shows the premium before you bind coverage.

How much does a janitorial Services Bond cost?

Premium depends on the selected limit, the number of employees and locations, the contract term, and the applicant’s loss history. Janitorial bonds are typically inexpensive relative to the contract value. Apply online for the current premium.

How to apply online

  1. Confirm the bond amount and obligee. Use the amount and legal name of the agency, court, client, or government entity that requires the bond. The obligee name must match the requiring party’s records.
  2. Gather the application information. Have the legal business or entity name, address, license or case number, ownership information, and the required bond amount ready.
  3. Start the CNA Surety application. Use the online application link on this page. The link includes the M. BURR KEIM AGENCY app code and agency code, so the application is routed to our agency.
  4. Pay the premium and bind coverage. If the bond is eligible for instant issue, the application will show the premium and let you complete the purchase online. Otherwise, the surety will review the application and contact you if additional information is needed.
  5. File the bond. Provide the issued bond to the agency, court, client, or government entity that requires it, and keep a copy for your records.
Apply for This Bond Online All Bonds

Janitorial Services Bond term and renewal

Coverage is usually written for a one-year term and renewed annually, and it should align with the service contract term. Some clients require the bond to remain in force for the full contract period. Confirm the contract requirement before binding coverage.

Good to know

  • Review the client contract to see whether it requires a fidelity bond, employee dishonesty coverage, or a specific bond form. The wording matters.
  • A janitorial services bond does not replace general liability, workers’ compensation, or commercial auto coverage. Most cleaning contractors need those policies as well.

Janitorial Services Bond questions

A janitorial services bond is a fidelity bond that protects a client from loss caused by dishonest acts of a cleaning or janitorial contractor’s employees while working at the client’s premises. Building owners, property managers, and public agencies often require it in service contracts.

Janitorial and commercial cleaning companies required to provide a fidelity bond to a building owner or property manager. Cleaning contractors bidding on municipal, school, or government contracts that require employee dishonesty coverage. Service companies whose contract requires a bond to protect the client’s property and funds.

Premium depends on the selected limit, the number of employees and locations, the contract term, and the applicant’s loss history. Janitorial bonds are typically inexpensive relative to the contract value. Apply online for the current premium.

The required limit is usually set by the client contract or the public agency soliciting bids. Limits commonly range from $10,000 to $200,000, depending on the size of the contract and the client’s exposure. Confirm the contractual requirement before applying. Instant issue with conditional questions up to $200,000. Higher limits or more complex risks may require underwriting review. Apply online for the current premium and to confirm the available limit.

Apply online through CNA Surety using the application link on this page. The link includes the M. BURR KEIM AGENCY app code and agency code, so the application is routed to our agency. Complete the application, pay the premium online if the bond is eligible for instant issue, and then file the bond with the agency, court, or client that requires it.

Usually not by a licensing statute. Janitorial bonds are more often required by a client contract, building owner, property manager, or public procurement rule. Check the contract or bid documents for the exact requirement.

A fidelity bond generally covers loss caused by employee dishonesty, not accidental property damage. General liability insurance typically covers accidental damage to a client’s premises. Review both policies to confirm the coverage you need.

Online application and important note

Bond requirements, forms, amounts, and fees are set by the requiring agency, court, or carrier and can change. This page is general information, not legal advice. Confirm the current requirement with the agency, court, client, or your attorney before applying. M. BURR KEIM AGENCY is an insurance and surety bond agency; the bond or policy is issued by the carrier named on the document.