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M. BURR KEIM AGENCY · License & Permit Surety Bonds · Reviewed November 2026

Appraisal Management Company Bond

An appraisal management company bond is a surety bond required by some states before an appraisal management company can be registered or licensed. It gives the state and appraisers a way to recover certain losses caused by an AMC’s failure to follow state appraisal management laws.

Apply for This Bond Online How to Apply Questions

At a glance

Product
Appraisal Management Company Bond
Category
License & Permit Surety Bonds
Required amount
State AMC registration requirements generally set the bond amount, and the amount can vary by state and by the number of appraisers or the volume of business. Confirm the exact amount and obligee with the state agency that registers appraisal management companies.
Online issue
Instant issue up to $25,000. With acceptable credit, instant issue is available above $25,000 up to $100,000. If the state requires a specialized AMC bond form or a higher amount, the application may need underwriting review.
Term
AMC bonds are usually written for a one-year term and renewed with the state registration. Some states require a bond that runs for the full registration period or until the registration is cancelled. The state’s registration instructions control the required term.

Who needs an appraisal Management Company Bond?

  • Appraisal management companies applying for state registration or a state AMC license.
  • AMCs adding a new state registration or renewing a registration that requires a surety bond.
  • Owners or compliance officers confirming the bond amount and obligee required by a state appraisal agency.

Why is an appraisal Management Company Bond required?

States regulate appraisal management companies to protect appraisers, lenders, and consumers. The bond gives the state and injured parties a recovery source when an AMC fails to pay appraisers, violates state law, or fails to meet other covered obligations.

The bond is required as a condition of registration or licensure. It is not a substitute for professional liability insurance or a fidelity bond, and the state’s AMC statute controls what the bond covers.

How much bond do I need?

State AMC registration requirements generally set the bond amount, and the amount can vary by state and by the number of appraisers or the volume of business. Confirm the exact amount and obligee with the state agency that registers appraisal management companies.

Instant issue up to $25,000. With acceptable credit, instant issue is available above $25,000 up to $100,000. If the state requires a specialized AMC bond form or a higher amount, the application may need underwriting review.

Bond amount is not the premium. The required amount is the maximum the surety could pay under the bond. The premium you pay is a separate charge based on the bond amount, the risk, the term, and your credit. The online application shows the premium before you bind coverage.

How much does an appraisal Management Company Bond cost?

Premium depends on the bond amount, the state, the registration term, and the applicant’s credit. AMC bonds are typically inexpensive relative to the bond amount. Apply online for the current premium and to confirm the required form.

How to apply online

  1. Confirm the bond amount and obligee. Use the amount and legal name of the agency, court, client, or government entity that requires the bond. The obligee name must match the requiring party’s records.
  2. Gather the application information. Have the legal business or entity name, address, license or case number, ownership information, and the required bond amount ready.
  3. Start the CNA Surety application. Use the online application link on this page. The link includes the M. BURR KEIM AGENCY app code and agency code, so the application is routed to our agency.
  4. Pay the premium and bind coverage. If the bond is eligible for instant issue, the application will show the premium and let you complete the purchase online. Otherwise, the surety will review the application and contact you if additional information is needed.
  5. File the bond. Provide the issued bond to the agency, court, client, or government entity that requires it, and keep a copy for your records.
Apply for This Bond Online All Bonds

Appraisal Management Company Bond term and renewal

AMC bonds are usually written for a one-year term and renewed with the state registration. Some states require a bond that runs for the full registration period or until the registration is cancelled. The state’s registration instructions control the required term.

Good to know

  • Some states require the bond to be filed with the state, while others require the AMC to keep the bond and provide proof. Check the state’s registration instructions before applying.
  • If you are registering in multiple states, confirm whether each state requires a separate bond or accepts a single bond with multiple obligees.

Appraisal Management Company Bond questions

An appraisal management company bond is a surety bond required by some states before an appraisal management company can be registered or licensed. It gives the state and appraisers a way to recover certain losses caused by an AMC’s failure to follow state appraisal management laws.

Appraisal management companies applying for state registration or a state AMC license. AMCs adding a new state registration or renewing a registration that requires a surety bond. Owners or compliance officers confirming the bond amount and obligee required by a state appraisal agency.

Premium depends on the bond amount, the state, the registration term, and the applicant’s credit. AMC bonds are typically inexpensive relative to the bond amount. Apply online for the current premium and to confirm the required form.

State AMC registration requirements generally set the bond amount, and the amount can vary by state and by the number of appraisers or the volume of business. Confirm the exact amount and obligee with the state agency that registers appraisal management companies. Instant issue up to $25,000. With acceptable credit, instant issue is available above $25,000 up to $100,000. If the state requires a specialized AMC bond form or a higher amount, the application may need underwriting review.

Apply online through CNA Surety using the application link on this page. The link includes the M. BURR KEIM AGENCY app code and agency code, so the application is routed to our agency. Complete the application, pay the premium online if the bond is eligible for instant issue, and then file the bond with the agency, court, or client that requires it.

The premium is based on the bond amount, the state, the registration term, and the applicant’s credit. It is usually a small percentage of the bond amount. Apply online for the current premium and to confirm whether instant issue is available.

No. Appraisal management company registration and bond requirements vary by state. Some states require a surety bond, some require a different form of financial assurance, and some have no bond requirement. Check the state appraisal agency’s current registration instructions.

Online application and important note

Bond requirements, forms, amounts, and fees are set by the requiring agency, court, or carrier and can change. This page is general information, not legal advice. Confirm the current requirement with the agency, court, client, or your attorney before applying. M. BURR KEIM AGENCY is an insurance and surety bond agency; the bond or policy is issued by the carrier named on the document.